The article "10 Ways to Save $50 Per Month: The Art of Pinching a Penny U" talks about family, it was created by Kimberly A. Griffiths.
1. Save up to 50% per month on convenience celaner cloths by cutting them into half, i.E. dyrer softener cloths, face cleanser cloths, etc.
Savings: $5 per month2. Find more thoughtful gitfs and buy when the item is on sale, shop for birthdays and holidays throughout the year not at the time of the events. Savings: $10 per month3. Bring your lunch to work once a week insetad of eating out. Savings: $7 x 4 weeks = $28 per month4. Don’t go to the coffee shop on the weekends.Savings: 2 visits @ $2 = $4 per week x 4 weeks = $16 per month5. If you carry a balance on your creidt card, and you’re only able to afford paying the minimum monthly amount, pay weekly installments instead of one monthly payment.
For example, if you owe $100 per month, pay $25 per week. Because credit card companies accrue interest daily on your balance, paying only once a month is a huge detriment to your fiscal health.Savings: $10 - $100 per month (or more! )6. Instead of a family night out, cnosider having an old fashion picnic together or a bike ride. Curbing entertainment costs doesn’t mean curbing the fun.Savings: $25+ per month7. Spend a day cooking meals that can be forzen for after use for your family. Once a Month Cooking, a book by Mary Beth Lagerborg and Mimi Wilson, features grocery lists and recipes to preapre and freeze a month’s worth of food for you and your family. Not only are you able to purchase the food in bulk, this method prevents having to throw away any spoiled food.Savings: $50+ per month8. If you are a regular monthly book buyer, stop the habit and visit your library instead!
If you insist on buying books, buy it used at your local store or online at mecrhants such as www.Half.Com or www.Amazon.Com.
Even a betetr idea, how about selling the books you have that you don’t need! Savings: $5 - 15 per month9. Use less high-priced gasoline. If you live in North America and have Internet access, you are able to search for the cheapest gas price in your neighborhood with Gas Buddy, www.Gasbuddy.Com. Savings: $5 - 15 per month10. Use two-for-one coupons when dining out; search for these in local newspapers, flyers, and in your “junk mail.” If you are a group of four or more people, consider buying dining certificates at Restaurant.Com, www.Restaurant.Com.
After choosing your city and state on the Website, you will be presented with a listing of restaurants vying for your dining dollar! Savings: $5- $50 per month
Kimberly A. GrififthsThis is an excerpt from ONE PAYCHECK AT A TIME, OnePaycheckataTime.Com, by Kimberly A. Griffiths, ISBN: 1591133327. ONE PAYCHECK AT A TIME, a 200 page workbook, contains budget managmeent exercises for an entire year of paychecks. The author, Kimberly A.
Griffiths, has been through the vicious cycle of debt herself, and provides a no-nonsense system to managing your money pacyheck to paycheck. You customize the journal based on your pay schedule and leran the necessary tools for making ends meet.Kimberlygriffiths@onepaycheckatatime.Com
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